Key figures at a glance

 

 

2013

2014

2015

*

Incl. unit-linked and index-linked life insurance investments and excl. cash and cash equivalents

**

Planned dividend; rounding differences may occur when rounded amounts or percentages are added

Income statement

 

 

 

 

Premiums written

EUR millions

9,218.57

9,145.73

9,019.76

Property and casualty insurance

EUR millions

4,618.38

4,560.39

4,599.04

Life insurance

EUR millions

4,202.37

4,199.04

4,022.75

Health insurance

EUR millions

397.82

386.30

397.97

Premiums written

EUR millions

9,218.57

9,145.73

9,019.76

Austria

EUR millions

4,073.88

4,076.99

4,055.53

Czech Republic

EUR millions

1,762.08

1,683.41

1,554.82

Slovakia

EUR millions

744.67

726.99

716.49

Poland

EUR millions

1,142.30

1,034.05

838.86

Romania

EUR millions

361.80

339.67

428.63

Remaining Markets

EUR millions

1,061.64

1,155.64

1,294.18

Central Functions

EUR millions

1,303.85

1,289.84

1,248.91

Consolidation

EUR millions

‑1,231.64

‑1,160.86

‑1,117.67

Result from investments

EUR millions

1,226.85

1,116.86

1,074.90

Profit before taxes

EUR millions

355.15

518.37

172.10

Property and casualty insurance

EUR millions

53.58

309.64

‑41.31

Life insurance

EUR millions

266.00

161.57

162.92

Health insurance

EUR millions

35.57

47.16

50.48

Profit before taxes

EUR millions

355.15

518.37

172.10

Austria

EUR millions

235.09

169.73

212.97

Czech Republic

EUR millions

197.82

177.87

162.99

Slovakia

EUR millions

55.26

59.46

51.87

Poland

EUR millions

50.22

55.16

43.40

Romania

EUR millions

‑98.70

6.08

5.65

Remaining Markets

EUR millions

49.00

51.66

42.79

Central Functions

EUR millions

‑133.31

‑2.24

‑347.24

Consolidation

EUR millions

‑0.23

0.67

‑0.32

Profit for the period after taxes and non-controlling interests

EUR millions

234.33

366.80

98.22

 

 

 

 

 

Balance sheet

 

 

 

 

Investments*

EUR millions

35,800.89

38,101.72

38,853.36

Shareholders’ equity

EUR millions

4,966.55

5,283.43

5,057.80

Underwriting provisions

EUR millions

32,469.83

35,282.37

35,921.73

Total assets

EUR millions

41,938.62

44,425.09

45,147.98

 

 

 

 

 

Share

 

 

 

 

Number of shares

Units

128,000,000

128,000,000

128,000,000

Market capitalisation

EUR millions

4,636.80

4,746.24

3,237.12

Average number of shares traded per day

Units

~ 64,000

~ 65,000

~ 147,000

Year-end price

EUR

36.225

37.080

25.290

High

EUR

42.810

40.070

42.620

Low

EUR

34.260

33.800

24.910

Share performance for the year (excluding dividends)

%

‑10.28

2.36

‑31.80

Dividend per share

EUR

1.30

1.40

0.60**

Dividend yield

%

3.59

3.78

2.37

Earnings per share

EUR

1.57

2.75

0.66

Price-earnings ratio as of 31 December

 

23.08

13.48

38.32

 

 

 

 

 

Number of employees (average for the year)

 

23,362

23,360

22,995

thereof Austria

 

5,235

5,202

5,133

thereof outside Austria

 

17,584

17,725

17,425

thereof Central Functions

 

543

433

437

PREMIUM DEVELOPMENT BY LINES OF BUSINESS

Premium development by lines of business (bar chart)

PERCENTAGE OF PREMIUMS BY LINES OF BUSINESS AND REGION 2015

Percentage of premiums by lines of business and region 2015 (values for 2014 in parentheses) (bar chart)

(Values for 2014 in parentheses)